How to Apply for Your Perkins Loan

How to Apply for Your Perkins Loan SAT / ACT Prep Online Guides and Tips Are you considering applying for federal financial aid? If so, you might have heard of the Perkins loan program. Perkins loans are government-backed, low-interest loans that are meant to help students pay for school. They come with a lot of great perks, including the opportunity for loan cancellation (that's exactly what it sounds like it is - imagine taking out a loan for school, and not having to pay it back). If you've already checked out our guide to Perkins loans and want to get one for yourself, you've come to the right place. Read on for easy to follow instructions on exactly how to apply for a federal Perkins loan. The Basics of Applying for Perkins Loans There's no dedicated or separate application for the Perkins loan; instead, you apply by submitting a Free Application for Federal Student Aid, or FAFSA. The good news is that even if you're not eligible for a Perkins loan, you're opening up other opportunities for financial aid by submitting a FAFSA. You'll automatically be considered for any federal aid programs; schools and private scholarships can also use information from this application to award funds. There's no fee required to submit this application, and turnaround is pretty fast; you should receive a report detailing your eligibility for certain federal aid programs in about 3 days if you submit the FAFSA online. You'll quickly learn whether you'll be awarded the Pell grant, for example, or whether you're eligible to take out Direct Subsidized loans. Because financial eligibility requirements for Perkins loans vary from school to school, you won't learn about your Perkins eligibility until your school sends you a financial aid package. In general, Perkins loans are awarded to students who demonstrate exceptional financial need. Unfortunately, demonstrating this financial need doesn't necessarily guarantee that you'll receive the loan, but I'll discuss strategies for increasing your chances later in this post. The eligibility requirements are therefore a bit strict, but the loans themselves are flexible and come with some serious perks: Borrowers are given a 9 month grace period, whereas other federal loans come with a 6 month grace period. Borrowers who take jobs in community service after graduation are often eligible for loan cancellation(check out our guide here). Competitive interest rates; Perkins loan interest rates = 5%, whereas many private student loans can come with interest rates that are twice as high. Sounds pretty good, right? If you're thinking that you have nothing to lose by applying for a Perkins loan, you're right. In the next sections, I'll detail the steps you need to take to submit your best loan application. How to Apply Step 1: Check Whether Your School Participates in the Perkins Loan Program Although Perkins Loans are government-backed, your school would technically be your Perkins Loan lender. Fewer schools participate in the Perkins Loan program than in some other federal loan programs. You can check with your school’s financial aid office to figure out whether they offer Perkins loans. You can also ask what their financial eligibility requirements are. This might give you a better idea of your chances before you submit your FAFSA. Step 2: Check Your Timeline for Submitting the FAFSA There are a few different deadlines you should be aware of: federal and state. The only deadline that matters specifically for the Perkins Loan specifically is the federal one, although if you’re submitting the FAFSA at this deadline, there may not be any Perkins funding left for you. The deadline for federal funding for the 2015-2016 school year is June 30, 2016. You may be able to get federal aid even after you’ve finished your year at school (if you’re a current college student), so it could be worth your while to apply later on even if you’re too late to get the Perkins.Different states (if you also want to be considered for state funding) have different deadlines for applying for student aid: check the deadline for your state here. Schools use information from the FAFSA to put together financial aid packages. Like I mentioned above, you won't actually learn whether you can take out a Perkins loan until you've received this financial aid package.You can submit your FAFSA as early as January 1 for the year you’re entering school.Current college students typically submit their FAFSAs early in their spring semesters for the next academic year. It’s easy to put off completing the FAFSA until the federal or state deadline - don’t do this!Perkins money tends to run out quickly because each participating school has a finite Perkins budget - it's first come, first serve. Plan on applying as early in the year as possible (January or February). You won’t have that year’s tax information yet, but that’s ok - you can submit estimates and amend those numbers later as needed. That way, schools will have your FAFSA information on hand once you're accepted. The early bird gets the Perkins loan. Step 3: Gather All the Information You Need to Complete the Application Although gathering this information isn't necessarily hard, it can be the most tedious part of the application process. Keep in mind that you'll also need to meet all basic federal aid requirements in order to submit a FAFSA (you can read more about that here). Here's all the information you'll need to fill out an application: Your Social Security Number Your Alien Registration Number (if you're not a US citizen) Your most recent federal income tax returns, W-2s, and other records of income Bank statements and investment records (if applicable) Records of untaxed income (if applicable) An FSA ID to sign electronically (if you're submitting your FAFSA online). You can create a FSA ID here. You'll also need all the above information from your parents, even if they won't be helping you pay for school.Your parents’ financial information is considered when determining how much aid you may be eligible for - here’s some more specific information: If your parents are married, gather info for both of them. If your parent is widowed or single, you just need the financial information for that one parent. If your widowed parent is currently remarried, you need info for your parent + his/her spouse. If your parents are divorced or separated, you need information for your custodial parent (the parent you lived with the most in the past year). If your parents have joint custody, and you’ve spent equal time with them, you need info for the parent who’s supported you the most financially. If youthink your circumstances warrant a what’s called a â€Å"dependency override,† where your parents’ financial info is not taken into account (meaning you would likely get more aid), you will also need to gather all documentation around your special circumstances (that is, any documentation that would support your claims). Common overrides include age, marriage, kids, homelessness, military service, foster care, or legal emancipation. Answer questions about these circumstances honestly on your FAFSA - the application will process as incomplete, and you’ll need to follow up with the financial aid office of the school you’re seeking an aid package from. Step 4: Choose Your Submission Method You can choose to submit either an electronic or paper version of the FAFSA. I recommend that you submit an electronic version, but here are instructions for both methods of submission so that you can make a decision that's right for you: Electronic Submission It’s generally easier to submit online than it is to send in a paper application. The form can be submitted electronically here. If you plan to submit online, apply for a FSA ID for you and your parents first! You need a FSA to sign the FAFSA electronically - it can take up to 3 days to get the ID via email, so build this into your timeline. The electronic FAFSA tends to guide you through the application process faster, and can you notify you about certain errors. Electronic submission will get you faster â€Å"results† - you’ll receive your SAR, or Student Aid Report (document which tells you about your eligibility for federal student aid), in about 3 days. Paper Submission You can get a paper copy of the FAFSA at high school guidance offices, college financial aid offices, and many libraries. You can also download and print the application yourself here. Paper FAFSAs are a bit more cumbersome than the electronic version, take the longest to file (it can take weeks to get your SAR back), and lead applicants to make more mistakes, which will delay your application process. This is not a good option for you if you're tight on time. Step 5: If Possible, Set a Time With Your Parents to Complete the FAFSA Once you've gathered all relevant information and chosen your submission method, you'll need to plan some time to sit down and actually complete the application. As I mentioned earlier, you'll need quite a bit of information from your parents or guardians - the form will be much easier to complete if you can sit down with them, going through each section together. Plan on spending 1-2 hours on filling out the application. A little extra help from the 'rents makes the application process faster and easier. Step 6: After You Submit Within 3-5 days, you will receive an email with directions to access your Student Aid Report. The colleges you listed on your FAFSA will have access to your SAR shortly after you do.You can check the status of your application by calling the Federal Student Aid Information Center (1.800.433.3243), or by logging into the Department of Edwebsite with your FSA ID. If your application was complete, your school should be able to use your Student Aid Report to generate a financial aid offer,which can include grants, loans, and scholarships. If you are offered a Perkins Loan, it will be included in this financial aid offer. Your school has the ultimate say in whether you get the Perkins Loan. Financial eligibility does not guarantee that you’ll receive the loan. Schools with better funding, or with better financial aid programs, may be able to offer more Perkins loans. If You're Offered a Perkins Loan, Should You Take It? So you've gone through all this work to apply for federal financial aid, and your school offers you a Perkins loan in your financial aid package. You can choose to take the loan, or you can refuse the aid. What do you do? First, you should avoid taking on any debt if you have other ways to cover your school's cost of attendance (like grants or scholarships, for example). Perkins loans are great financial tools, but as with any loan, you'll end up paying back more money than you originally borrowed due to interest (if you don't get 100% of your loan canceled, that is). To learn more about cost of attendance and budgeting out college expenses, check out our college cost guide. If you've determined that you need to take out loans to help pay for school, the Perkins loan could be a great option for you, particularly if you're planning on working in public service after you graduate. Working in certain fields qualifies Perkins loan borrowers for loan cancellation - you could potentially get up to 100% of your loan canceled, which means you wouldn't end up paying a dime. You can read more about Perkins loan cancellation here. If you're choosing between a Perkins loan and another loan, the Perkins loan will almost always be the better financial option. Interest rates are low, as I mentioned earlier in this post, and no interest accrues while you're in school or for 9 months after you leave. As a result, you'll end up paying less in the long run. All in all, Perkins loans are great options for students who need loans to help finance their educations. They're particularly good options for students who are interested in public service. It's hard to go wrong with a Perkins loan! What's Next? If you're researching Perkins loans, you should definitely learn more about other federal financial aid programs as well. Check out our guides on the Pell Grant, Direct Subsidized loan, and Direct Unsubsidized loan. Already know all about those federal programs? You might want to check out scholarship opportunities. Learn more about the National Merit Scholarship and the Walmart Scholarship. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Ethical Considerations in school leadership Research Paper

Ethical Considerations in school leadership - Research Paper Example 42). In other words, whether a school succeeds of fails is contingent upon the individual schools culture of trust. Trust is also important to the community that surrounds the schools. If schools continue to fail, then the community will grow impatient and find ways to enroll their children in private schools. This, in turn, will mean less funding for public schools, and that the parents will be less willing to pay taxes to fund the public schools. This will further erode the public schools, and make them â€Å"a poor service for poor people† (Fullan, 2003, p. 4). Therefore, it is imperative that schools deliver, and is seen to deliver real quality. This makes schools important to the community, the parents, and the public good overall, because it might prevent the segregation that occurs when the haves go to private schools and the have-nots are languishing in ever-failing public schools. Because trust is so important for both a functioning school and for the community surrounding this school, understanding the elements of trust and what goes into building trust is crucial and is the subj ect of this paper. According to Strike (2007), trust is essential for building the community. Communities â€Å"exist to enable cooperation aimed at the achievement of certain shared goods† (Strike, 2007, p. 17). In communities, cooperation is more important than competition. The success of the educational community in question is contingent upon how successful the parts of the whole are integrated and successful in their own right - â€Å"success of each contributes to the success of all† (Strike, 2007, p. 17). Essential to keeping the community together is solidarity, which means that the community is functioning as a unit, and each member is committed to the goals of the community and the other members of the community. Trust is essential to this process because, when it

Long Term Financing of Companies Essay Example | Topics and Well Written Essays - 1500 words

Long Term Financing of Companies - Essay Example Financing is necessary for a company to continue its business or improve the business. Mainly financing is necessary for the operations, continuing the day to day activities or expansion of a company. Financing may be of short term or long term. Short term financing is necessary for meeting the need of working capital when long term financing is necessary for a company mainly for expansion of its. If the firm wants to expand its business area then they have to plan for a long term period, because the expansion of a company is not a matter of some days. Then the company needs the long term financing. Usually a company obtains various sources for getting long term financing as there are various sources available in the market for long term financing. The cost of capital is different for the different sources. A company when obtain for different sources of financing then they found for the most suitable sources for financing from the available bunch. This paper is an attempt for analyzi ng the various sources of long term financing and find the type of long term financing is obtain by different sectors. Long Term Financing Sources and its Advantages and Disadvantages Long term sources of financing are needed for a company for getting the needed finance for generally over a year. Long term financing is necessary for expansion of the business.... But the opportunity cost of the source is much as the factor of paying the dividends to the shareholders is there. The retained earnings are also fluctuating as it depend on the company’s profit after tax, so a company can’t depend only on this source for long term financing. All types of companies use this source of financing. Depreciation Charges: The depreciation charges of a company is charged on the assets, but there is no cash outflow for the company but depreciation charge is calculated for the calculation of a company’s profit. As the depreciation save the tax charge on income so the tax savings can be invested again by the company for generating return (Shim and Siegel, 1999, p.198). The cost of capital of the source depreciation charged is minimal which is an advantage for the company but the amount generated for reinvestment is not so much, it is even less than the retained earnings generally. Al types of companies use this internal source of financing . Equity Shares: The equity shares issued by a company in the stock exchange are a large source of investing. The companies issue shares through an underwriter to the market. The investors who invest in the company are thereby become the owner of the company (Hamer and Hamer, 2008, p.4). The company management can generate finance by issuing the stock as an Initial Public Offering (IPO) and Follow on Private Offering (FPO). The advantages to going public and generating the capital from the market is that the cost of capital is not much for using the sources (Draho, 2004, p.3). The companies have to pay dividend to the shareholders of the company when the shares are ordinary or in the form of preference shares. The companies have to provide dividends

Philosophy Matrix Essay Example for Free

Philosophy Matrix Essay |Principal Issues | |Field |Definition | |Schools Of Thought |Key Contributors | | | | | | | | | | | | | | | | |Metaphysics |The study of being: The nature |Plato developed the theory of |Monism |Pythagoras |Metaphysics: Questions about the | | |of being and what |forms and introduced skepticism |Materialism |Parmenides |nature of reality | | |characteristics make up being |about reality. Aristotle coined |Idealism |Heraclitus |Nature of ultimate reality | | | |the word metaphysics. Augustine |Dualism |Zeno |Permanence and Change | | | |reconciled Platonism with | |Empedocles |Appearance and reality | | | |Christianity. Aquinas reconciled| |Anaxagoras |Nature of human reality | | | |Aristotle with Christianity. The| |Plato |Mind-body problems | | | |Scientific Revolution | |Aristotle |Freedom and determinism | | | |Intelligent design versus | |Plotinus | | | | |evolution | |Augustine | | | | | | |Hypatia | | | | | | |Aquinas | | | |. | | |Anselm | | | | | | |Descartes | | | | | | |Hobbes | | | | | | |Hume | | | | | | |Kant | | | | | | |Kierkegaard | | | | | | |Conway | | | | | | |Spinoza | | | | | | |Leibniz | | | | | | |James | | |Moral |The study of ethics: The |Aristotle develops a system of |Ethical skepticism Descriptive |Plato, |What is a moral judgment? | | |nature, criteria, sources, |ethics. Roman influence: |Relativism Egoism Hedonism |Aristotle |What is morally right or wrong? | | |logic, and validity of moral |Epicureanism and stoicism ethics|Epicureanism Stoicism |Epictetus, | | | |value |become Christianized The Age of ||Augustine | | | | |Reason. | |Hildegard, | | | | | | |Hobbes | | | | | | |Hume, | | | | | | |Kant, | | | | | | |Bentham, | | | | | | |Mill | | |Social |The study of society and its |Greek democracy Natural law |Natural Law Contractarian theory|Augustine |How should | | |institutions, including what |becomes Christianized and is |Environmental philosophy |Aquinas |goods be distributed in a | | |would make up an ideal society. |seen as the moral law of God. | |Hobbes |society? | | | |Environmental concerns Social | |Rousseau |Do people have natural rights? | | | |justice | |Smith | | | | | | |Taylor | | | | | | |Mill | | | | | | |Moore | | | | | | |Rawls | | | | | | |Nussbaum | | |Political |The study of the state, its |Greek democracy Plato’s Republic|Democracy Constitutional Theory |Plato |What form of political state is | | |justification, and how to |Social contract Separation of |Classic Liberalism Marxism |Aristotle |best? | | |organize it ethically |power |Anarchism Libertarianism |Machiavelli |Can a government restrict the | | | | |Objectivism |Locke |liberty of its citizens? | | | | | |Hegel | | | | | | |Marx | | | | | | |Nozick | | | | | | |Rand | | |Structuralism |The study of the rules and |Saussure applied |Semiotics |Saussure Levi-Strauss |Study of the deep structure of | | |conventions of the language and|linguistics to epistemology. | | |language | | | |Levi-Strauss applied Saussure’s | | | | | |cultural mythology that govern |methods to cultural | | | | | |large social systems. |mythology. | | | | |Deconstruction |The study of the assumptions |Derrida argued against |Free play of signifiers |Derrida |Seeks to expose assumptions about| | |about language, including the |structuralism. | | |language and multiple meanings | | |certainty, identity, and truth | | | |Literary criticism. | | |of text. | | | | | |Eastern |The study of the philosophical |Vedic culture Travels of |Hinduism: Vedas, Upanishads |Siddhartha Gautama Buddha |Self-realization, Unity of mind | | |traditions of Hinduism, |Confucius and Lao Tzu Spread |Buddhism: Four Noble Truths, | |and | | |Buddhism, |of Buddhism from India to China |Eightfold | |Body, Harmony of man and | | |Confucianism, and Taoism. | Japan Spread of Islam |Path Taoism Confucianism Islamic| |environment | | | |transcendentalists embrace |philosophy | | | | | |Eastern thought Parliament of | | | | | | |World Religions begins spread of| | | | | | |Eastern thought in | | | | | | |America | | | | |Postcolonial |The synthesis of the |Colonization during the 18th and|Pan-African philosophy |Senghor |Social justice Preservation of | | |disciplines of philosophy with |19th centuries. As countries |African-American thought Latin |Hountondji |oral history and tradition | | |the |gained freedom, their thinkers |American thought |Tutu |Liberation of all peoples. | | |indigenous cultures of Africa, |sought social | |King | | | |the Americas, and Asia. |justice and recognition. | |Hooks | | |Feminism |The study of the philosophical |First wave: Pioneers of feminism|Liberal Feminism Radical |Wollstonecraft |Equal rights | | |canon as reconstructed and | |Feminism Lesbian Feminism |Taylor |Moral theory and | | |revised to be inclusive of |Second wave: Activists from |Socialist Feminism Black |De Beauvoir |gender development issues Sexism | | |women and women’s issues. |1960’s to 1980’s |Feminism Post-feminism |Gilligan |and language. Revisiting other | | | |Third wave: 1990s to present, | |Chodorow |schools of | | | |including younger women for whom| |Irigaray |philosophy from a feminist | | | |feminism is an established | |Kristeva |perspective. | | | |Heritage. | |Cixous | | Directions: Complete the entire matrix and then write a 350- to 500-word response for each of the following questions: †¢ What is one example of how the global integration of cultures has affected contemporary philosophical thinking? A manner of analyzing globalization in historical standpoint has to do with the economic and social account of global affairs, and especially with the history of past stages of speedy boost in global trade, investment, communication, and authority. There have been more than a few such instances over the past centuries that come to mind. Among is the export and investment explosions of the 1860s and the earlier part of the twentieth century are merely a couple of the more remarkable instances. (2000) The history of these early periods, and of the institutions with which they were connected, is of substantial contemporary attention. Nonetheless, international history has to be far more than the history of the affairs involving states in the context of their international relations, or their conflicts, or their invasions and domains. It is in excess of the history of exports and imports among countries. (2002) It is over a comparative history. It have to be a history of affairs involving persons and customs, as well as people who belong to quite a lot of diverse cultures all together or who shift among diverse identities, modes of speech, home nations, and even nationalities. Characteristics of Globalization Globalization, has acquired considerable emotive force. Globalization has its own meaning from different individuals. For some, globalization is a process that is beneficial, i. e. a key to the future world economic development and also inevitable and irreversible. Others regard it with hospitality even fear, believing that it increases inequality within and between nations or organizations, threatens employment and living standards and thwarts social progress. Globalization (or globalisation) in its literal sense is a social change, an increase in connections among societies and their elements due to, among others, the explosive evolution of transport and communication technologies. The term is applied to many social, cultural, commercial and economic activities.

Love is Beautiful in Julius Caesar Essay -- Julius Caesar

The word love has thousands of meaning but in the end it can mean only one thing. Now over the years the word love had totally lost it’s meaning, but that’s not important to this essay. We are looking back at a time when love was a word that you didn’t throw around. When love still had meaning. When togas were still in style.   Ã‚  Ã‚  Ã‚  Ã‚  The word love is repeated in many forms throughout the play Julius Caesar. Unlike the way that we use it today, this word had different meanings. Someone saying it did not usually mean sexual feelings towards another, but it meant friendship in its own sick and twisted way. In all seriousness though, this word truly meant something back then. So that is what we’ll be looking at today, the multiple meanings of the word that is love. Grab your togas and join the fun!   Ã‚  Ã‚  Ã‚  Ã‚  Ok first we will be looking into act one. For those of you who didn’t read or just plain forgot what happened here it is in a nutshell. Ok Caesar just killed Pompay and is the over-all ruler of Rome. Some people do not like this and begin to conspire to kill Caesar. Easy enough, right? We see the word love many times in this act but lets check out the basics. Cassius says, â€Å"were I a common laughter or did use to stale with ordinary oaths my live to every new protestor† (line 73, Act I, scene II). What he is saying here is that he loves the people willing to protest the rule of Caesar. Now this isn’t â€Å"oh I love you marry me now† typ...

Amazon.com Case Study Essay

1-2 Amazon Discussion Questions 1. On a scale of â€Å"1† (Very Poor) to â€Å"5† (Excellent), how would you rate Jeff Bezos as an entrepreneur? How would you rate him as an operating manager? Support your rating from case specifics. I would rate Jeff Bezos 10 as an entrepreneur, and 7 as an operating manager. On one hand, he identified book retailing as an industry segment that could exploit the power of emerging Internet technologies and found the Amazon.com, which enjoyed several years of tremendous growth, from an online bookstore into an online superstore, expanding the online business from retailing to auctions and marketplaces. He propelled the company through the dot com crash by partnering with traditional retailers and on to being a highly profitable online retailer. On the other hand, in order to support its rapidly growing and increasingly complex business, he invested heavily to develop state-of-art digital business infrastructure and operations which could provide the best-in-class retailing, fulfillment, and customer service capabilities, but built with rapid growth in mind, the distribution infrastructure provided roughly 70% to 80% overcapacity in late 1999. In early 2001, the company faced tremendous pressures from Wall Street and the company’s shareholders to achieve profitability. From 1997 to 2000, the Gross margin increased from 29 million to 655 million. However, the operating expenses also increased rapidly, from 61 million to 1519 million! The company simply could not make profit! 2. Trace the evolution of the Amazon.com business from the company’s launch in 1995 to the dot.com collapse in 2000. How did the company’s strategy change over time? How did IT capabilities evolve? What value did it deliver to all stakeholders? From its online bookstore launch in July 1995 till it went public in May 1997, the company located itself as an online retail bookstore, focused on redefining and enhancing the online shopping experience, including browsing, searching, personalized store layout and recommendations, shipping carts, 1-Click shopping, wish lists and greeting cards. Beginning in 1998, the company began aggressively expanding into new product categories and into international markets, becoming an online superstore selling a wide variety of products in over 160 different countries. During 1999, the company began exploring new business models including auctions and marketplaces. For these new businesses, the company provided software and services but did not assume control of inventory. As such, it played the role of an agent, not a retailer. During early 2000, the company expanded its marketplace business model through a series of equity partnerships with leading online retailers. How did the company’s strategy change over time? Within the first six years of its inception, Amazon transformed itself from an online bookstore into an online superstore selling a wide variety of products both nationally and internationally. Amazon set out with the strategy of becoming â€Å"Earth’s Biggest Bookstore† and to support its rapid growth it aligned its business model to â€Å"get big fast.† How did IT capabilities evolve: Capabilities enable a company to execute its current strategy and also provide a platform for future growth. Amazon used its IT capability as a powerful tool to enable operational cost savings, revenue growth opportunities, drive asset efficiencies and to create for itself a sustainable advantage. Stage I: Using IT to drive cost savings: Amazon used IT to control and bring down its raising fulfillment costs by computerizing and interconnecting even the notoriously labor-intensive activities like picking and packaging. Stage II: Using IT to drive revenue growth: Amazon used IT to create business intelligence to get to know its customers, markets and competition better and leveraged this capability to increase its revenues by attracting more customers and also by increasing the per customer purchase value. Stage III: Amazon created for itself a unique asset base comprising of its brand, customer relationships, the technical and fulfillment infrastructure, and leveraged it to create for itself a capability that could not be easily imitated by its competitors (online and traditional) or new entrants. Stage IV: Using IT to create sustainable advantage: Amazon’s digital business infrastructure, which linked its customer facing processes to its backend processes, helped it create a sustainable advantage for itself which served as an entry barriers for competition. The IT enabled commerce platform that Amazon built for itself is the key to its success. The value it delivered to all shareholders is its brand, customer relationships, technology, infrastructure, financial strength, people, and leadership in the dot com industry At the heart of Amazon’s value proposition is the fact that it leveraged its existing IT system and transformed it into a commerce platform, and this allowed Amazon to pursue new IT enabled strategic growth initiatives. In this process Amazon created value for all its stakeholders. Customers: Amazon’s sophisticated browsing experience with enhanced search capabilities, wish list, recommendations, shopping carts, one click shopping, personalized consumers shopping experience. Industry: Amazon’s business concept not only helped Amazon grow, rather it developed a value network for all the industry participants. Amazon’s  adoption of digital business capabilities compelled the retail industry to adopt and grow, or at least consider the new business model. Shareholders: In the early years, since Amazon had fewer physical assets, its asset turnover was extremely high. As Amazon.com began investing in its IT infrastructure and distribution network it increased its asset base and therefore had to look for new avenues to increase its revenues and to fuel its evolving business model. 3. Do you degree with the decision to pursue the Toy’s â€Å"R† Us deal? Support your decision with case specifics. Why did Amazon.com do the deal? Should Amazon.com do more deals like this? What impact does the Toys â€Å"R† Us deal have on the Amazon.com business model in early 2000? I agree with the decision to pursue the Toy’s â€Å"R† Us deal. Amazon.com found that its digital business infrastructure was a proprietary asset that would provide sustainable advantage, while supply chain, inventory management, and order fulfillment processes were difficult to efficiently scale across a diverse range of products. The dot-com stock market crash exacerbated the company’s problems and, by mid-2000, many of its online retail partners had declared, or were heading toward, bankruptcy. This caused Amazon.com executives to reevaluate the company’s business model. Rather than partner with dot-com retailers, attention shifted to traditional retailers that wished to develop online retailing capabilities and to upgrade their traditional distribution and fulfillment capabilities to enable the end-to-end visibility and speed required when doing business online. They should do more deals like this. The Toy’s â€Å"R† Us deal enabled the company to explore a new business model as a logistics services provider (Toy’s â€Å" R† Us would maintain control of product sourcing and marketing, as well as ownership of inventory) as it simultaneously expanded into a new market (traditional retailers) with its existing online retail product. 4. Consider the challenges facing the company. As a member of the Amazon.com board of directors in 2001, what actions would you take? Two of the biggest challenges that Amazon faced in early 2001 were whether it’s new â€Å"infrastructure services† model could develop into a competitive advantage that would be difficult to imitate by the competition and how to guard itself from increasing competition from traditional retailers. One way to deal with competitive threats from traditional retailers is to build an alliance with them. Amazon should continue to expand in the traditional retail market by attracting more retailers to sell to their products using its commerce platform. Teaming up with traditional retailers would require a delicate balance as it is important that this alliance between Amazon and its retail customers represents a win-win scenario. This will help Amazon use its fixed cost distribution network to capacity thereby increasing its benefits of scalability. Further it would allow Amazon to leverage its capabilities, increase revenues and develop its commerce platform into a strategic advantage that would be hard to imitate by new entrants or by traditional retailers.

The Importance Of Management And Time Management - 1170 Words

Working in healthcare I have had several influences, which have helped me better understand management. When I worked in an assistive living facility I learned the importance of management and time management. I have worked with several co-workers who aided in better understanding the importance of communication, and implementing change. Nursing school has also taught me my role a nurse and how to incorporate all the theories management involves. Listening and recognizing the needs of your staff, recognizing your management or leadership skills, and understanding and solving a problems are the skills I would incorporate into managing a facility as the Director of Nursing. After reading about management theories I believe the most effective would be Maslow’s Hierarchy of Needs. Working with different personalities has showed me that we are all in search of self-actualization. When people commit to a job, they are looking to fulfil their biological and physiological needs. When this step is met, safety needs are the next step. When working in a group of people, it is important to feel the stability in a workplace, feel acknowledge, feel order, and have stability. As a health care manager I would make sure my workers felt secure and comfortable. The third step is belonging and love needs. I feel that sometimes this step is where conflict arises. At times I have noticed managers are so busy with their own work they forget to show how much they appreciate their co-workersShow MoreRelatedThe Importance of Time Management1424 Words   |  6 PagesSPC Becky Geiger 5 April 2013 Corrective Training The importance of time management. Steps to take to avoid or prevent tardiness. There are many reasons that time management is important. For example, if your unit was getting ready for deployment, you would need to be at the right place at the right the time, to receive any information you or your fellow soldiers may need to know before you leave. 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